The Benefits of Investing in Index Funds

The stock market has been incredibly unpredictable in recent years. It has seen some of its highest highs and lowest lows, some of its busiest days and quickest week-over-week changes. For those of us who have money invested, following the market has truly made for a roller coaster ride. As a consequence of this, many [...]

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A Quick Guide to Technology Investments

The housing market bubble is a distant and often painful memory for those who relied on it to produce for their 401ks, retirement plans, and overall stock portfolios. The big banks are receiving government bailouts while individual and middle class investors are panicking about how they will afford to retire. According to a recent article [...]

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Financial Risk Tolerance vs. Emotional Risk Tolerance

One of the terms that you might have heard when you are getting ready to invest is “risk tolerance.” As you might imagine, this term refers to the amount of risk you can handle when you invest. As you evaluate potential investments, it’s a good idea to take some time to review your risk tolerance. [...]

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Renegade Ways to Reduce Spending in Retirement

The obsession over retirement saving derives from the necessity of retirement spending. Even with your most modest of late-life lifestyles and conservative dispensing of cash, fifteen to twenty years of retirement is an expensive plan to put underway. The assurances of Medicare and Social Security will only get you so far. Yet real savings can [...]

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Betterment Review: Incredibly Simple Investing

There’s a new investment website making waves in the market: Betterment.com. As a start-up online financial investment firm, Betterment.com wants to change the way people invest by making investing easier and by supplying better market research to its members. It’s so easy, think of it like an online savings account with a better return (of [...]

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Eco-Friendly Updates Every Home Owner Should Know

Saving the planet doesn’t mean you must only take drastic steps to reduce your impact on the environment. Sometimes it simply means making one small eco-friendly change at a time. However, for large-scale upgrades and more costly home improvements, get home equity information you need to make the financing decision that’s right for your situation. [...]

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What to Do If Your Elderly Parents Haven’t Saved Enough for Retirement

According to the Wall Street Journal, nearly 60% of Baby Boomers have not saved enough for retirement. While this is a monumental problem for our entire country, it is also one that seems insurmountable to people closer to the situation: children of Boomers. Those members of Generation X (and younger) are facing some serious concerns [...]

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5 Reasons You Should Retire Overseas

Let’s face it, this isn’t your parents’ retirement. The laid-back fast-track to Florida is probably not going to work out for you. Cut-and-dry retirement options are becoming less and less optimal for most Americans in the wake of continual 401k value losses and dubious guarantees about the future state of Medicare. On top of all [...]

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Antiques: How Will They Affect My Home Insurance Premium?

When it comes to home insurance quotes, every antique is assessed on a case-by-case basis, so you can just get blanket cover and think that’ll do. Don’t overlook the importance of getting your antiques or memorabilia and collectibles valued before you get your home insurance quotes. You can make two mistakes by not availing of [...]

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Target Date Funds: Will Your Funds Hit Their Target?

A Target Date fund is a type of investment, usually a mutual fund, that is designed to provide a simple investment solution through a portfolio in which the investing strategies become more conservative as the target date (usually retirement) approaches. Target Date funds have become increasingly popular with 401(k) plan investors and managers. While many [...]

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